siberian_wolf Posted February 17, 2009 Report Share Posted February 17, 2009 How long does a default stay on your credit rating for? Quote Link to comment Share on other sites More sharing options...
Sarah Posted February 17, 2009 Report Share Posted February 17, 2009 The more recent the default the more significant the impact, so over time the default would become less important. You also need to take into account the credit climate, i.e. if banks are tightening requirements generally, than 1 default is all it can take to exclude you, as against when credit flows more freely. Then theres the problem you have is if they took you to court and got a country court judgement against u, that would be much more significant than 1 default. Quote Link to comment Share on other sites More sharing options...
siberian_wolf Posted February 18, 2009 Author Report Share Posted February 18, 2009 Thanks sarah, Only just got it (as you can prob tell by the other post) but not looking at getting credit again if I can help it Quote Link to comment Share on other sites More sharing options...
Sarah Posted February 18, 2009 Report Share Posted February 18, 2009 your welcome don't blame you i have a credit card for emergencies, only problem is - those shoes are an emergency, and that handbag, and ....... well, you know what i mean lmao Quote Link to comment Share on other sites More sharing options...
Mistyrayn Posted February 18, 2009 Report Share Posted February 18, 2009 your welcome don't blame you i have a credit card for emergencies, only problem is - those shoes are an emergency, and that handbag, and ....... well, you know what i mean lmao why does that not surprise me ???? Quote Link to comment Share on other sites More sharing options...
Sarah Posted February 18, 2009 Report Share Posted February 18, 2009 I'm Female, what more can i say lol Quote Link to comment Share on other sites More sharing options...
siberian_wolf Posted February 19, 2009 Author Report Share Posted February 19, 2009 your welcome don't blame you i have a credit card for emergencies, only problem is - those shoes are an emergency, and that handbag, and ....... well, you know what i mean lmao actually didn't really spend it on clothes, shoes, etc. Most of my credit limit went towards getting a new exaust for Jamie's Land rover. However I will admit about 50 of it went to general things Quote Link to comment Share on other sites More sharing options...
Sarah Posted February 19, 2009 Report Share Posted February 19, 2009 these days mine just gets used on the kids, might get another one just for me but think i will wait lol Quote Link to comment Share on other sites More sharing options...
siberian_wolf Posted February 20, 2009 Author Report Share Posted February 20, 2009 these days mine just gets used on the kids, might get another one just for me but think i will wait lol I assume you mean another credit card, not kids, lol Quote Link to comment Share on other sites More sharing options...
Sarah Posted February 20, 2009 Report Share Posted February 20, 2009 hell no!!!!!!! credit card any day of the week!!!!!!!! Quote Link to comment Share on other sites More sharing options...
siberian_wolf Posted February 20, 2009 Author Report Share Posted February 20, 2009 hell no!!!!!!! credit card any day of the week!!!!!!!! thats ok then, was starting to wonder if u meant child or puppy, lol Quote Link to comment Share on other sites More sharing options...
Sarah Posted February 20, 2009 Report Share Posted February 20, 2009 oh - puppy YES - child - NO lol Quote Link to comment Share on other sites More sharing options...
siberian_wolf Posted February 20, 2009 Author Report Share Posted February 20, 2009 ROFL, definately agree with you there Quote Link to comment Share on other sites More sharing options...
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